Day 3, Tips to Teach Your Girl About Money: Give, Save, Spend {#youandyourgirl}

Day 3 of 10 | Give, Save, Spend | Proverbs 6:6-8 | 10 Tips to Teach Your Girl about Money | #youandyourgirl series {April 2015} by Lynn CowellAfter learning about tithing, my parents taught me the rest of their system.

Step 1: Give
Step 2: Save
Step 3: Spend

From the perspective of a teen, I didn’t see any arguing or even a whole lot of planning when it came to my parent’s money. It seemed they simply followed the three steps and we always had enough.

When my father passed away pre-maturely, it was then that I truly saw the wisdom my father had when it came to finances. Working two manual labor jobs to take care of his wife and eight children, he still managed to set aside enough funds to more than provide for my mother for the rest of her life. Mom was a beneficiary of Dad’s wisdom.

Proverbs 6:6-8 compares wise men like my dad to the ant:

“Go to the ant, O sluggard, Observe her ways and be wise, which, having no chief, Officer or ruler, prepares her food in the summer and gathers her provision in the harvest.” Proverbs 6:6-8

I don’t know how my dad calculated what to save and what to spend, but from our first day of pre-marital counseling, Greg and I started saving the recommended 10% of our income. We gave 10%, saved 10% and lived on the rest.

And we’ve always had enough.

We need to teach our kids to prepare for tomorrow and that begins with saving. Systematically setting aside funds so we’re ready for what may lay ahead.

You can read all the April You and Your Girl series here.



  1. I’m in.
    I recently made a trade from a high demanding job that my travel there alone was 1 1/2 hrs one way to going back to school for a career I have always had a passion for. This decision was not only for me but also so I could spend more time with my kids. My other job I missed out on alot and it wasn’t fair to them or me. Currently my struggle is making more time with the Lord and sharing it with my girls.

  2. I’m in !!!
    I’m a stay at home mother , trades i need to work patience and kidness towards my family 🙂
    thank you for the encouraging words

  3. Priscilla says:

    I made the choice to start the Bible Study on ‘Women Walking In Faith’! It is already providing me with joyful dividends of HIS amazing love!!! I am very thankful for the study & the ladies who have given their gifts to glorify the Lord & bless others!!

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